Overview

Espay Payment Integration Methods

Espay Payment Gateway provides three flexible integration methods to meet your business needs: Direct API, Espay Checkout Page, and Espay Plugin. Whatever your needs are, we have the right solution to ensure easy and secure payments.

Direct API

With Direct API, you can connect to the Espay Payment Gateway using a flexible API. This method allows you to customize the user interface (UI) according to your business needs. Espay Payment Gateway offers several services through Direct API, including Virtual Account, QRIS, Payment Host to Host, Linkage, and Credit Card.

1. Virtual Account

The service creates a virtual number that makes it easier for your customers to make bank payments. This Virtual Account service is suitable for those who want to customize the user interface (UI) according to their business needs.  Learn more about Virtual Account

2. QRIS
QRIS is a service used to create a virtual number in the form of a QR Code. This makes it easier for your customers to make payments to the bank simply by scanning the displayed QR Code. QRIS suits those who want to customize the user interface (UI) according to your business needs. Learn more about QRIS
3. Payment Host to Host
Unlike Virtual Account and QRIS, Payment Host to Host provides a URL that directs to the Espay Checkout Page. You will receive this URL by sending a request to the provided API. Learn more about Payment Host to Host

The Payment Host to Host service supports all payment methods, such as Dynamic Virtual Account, QRIS, Card Payment, Direct Debit, Modern Channel, E-Money, Account Linkage, and Paylater. See Payment Methods

4. Linkage
Linkage is a service that directly connects e-wallets to your system. Without opening the app, customers can view their balance or make payments using e-wallets such as Dana, OVO, Saldomu, and LinkAja. Learn more about Linkage.
5. Credit Card
A credit card is a payment method that uses credit cards, such as Visa, MasterCard, JCB, and American Express, to make transactions. Espay Payment Gateway offers optional services that you can use for Credit Card services, such as Tokenization, Payment Capture, Payment Void, and Payment Refund. Learn more about Credit Card.

Espay Checkout Page

Espay Checkout Page allows you to integrate with Espay Payment Gateway without building your checkout page. Espay Checkout Page supports all available payment methods (see: Payment Methods) and can be easily integrated. There are two methods you can use: Embed Kit or Redirect URL.

1. Embed Kit

The integration process involves adding the JavaScript (JS) provided by Espay Payment Gateway to your system. Learn more about Embed Kit

2. Redirect URL

The integration process involves redirecting to the URL provided by Espay Payment Gateway. You must add product and bank codes to the available URL Learn more about Redirect URL

E-Commerce Plugin

For you using e-commerce content management systems (CMS), you can easily integrate Espay Payment Gateway by adding the Espay plugin to your e-commerce platform. Learn more about E-Commerce Plugin

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