Biller Products

Credit Card Payments

Espay provides an API to process online credit card payments, including those for Citibank, American Express, ANZ, and other major banks. For integration, you only need to use the Bill Payment service without going through the Bill Inquiry process. Learn more about Biller Product | Bill Payment.
Download the Postman collection – Credit Card Payments here.

Product Codes



Bill Payment - Permata Bank

Sample Request

POST /rest/biller/paymentreport HTTP/1.1
Host: sandbox-api.espay.id
Content-Type: application/x-www-form-urlencoded
Authorization: Basic ZXNwYXktdGVzdDp0ZXN0
Content-Length: 245
  
rq_uuid=SANDBOXPAYMENTBILLER01010287679&
rq_datetime=2019-10-10%2011%3A02%3A30&
sender_id=SANDBOX&
password=test&
order_id=3422457354497549&
product_code=SCCPMT&amount=1000000&
signature=f46a2c34884c3d9194140f5ab595cae393749a0c5c25f23d2ebcfec3865196d1


Sample Positive Response

{
   "rq_uuid":"SANDBOXPAYMENTBILLER01010287679",
   "rs_datetime":"2025-02-14 16:02:30",
   "error_code":"0000",
   "error_desc":"Success",
   "order_id":"3422457354497549",
   "ref_id":"20250214160230",
   "data":{
      "customer_id":"3422457354497549",
      "amount":"000000100000"
   },
   "bankFee":0,
   "mwData":"{\"ftbpTraceNo\":\"254667\"}",
   "barcode_fee":""
}


Sample Negative Response

{
   "rq_uuid":"SANDBOXPAYMENTBILLER01010287678",
   "rs_datetime":"2025-02-14 16:01:59",
   "error_code":210,
   "error_desc":"UUID already exist"
}


HTTP

POST /rest/biller/paymentreport HTTP/1.1
Host: sandbox-api.espay.id
Content-Type: application/x-www-form-urlencoded
Authorization: Basic ZXNwYXktdGVzdDp0ZXN0
Content-Length: 248

rq_uuid=SANDBOXPAYMENTBILLER01010253ss3234&rq_datetime=2019-10-10%2011%3A02%3A30&sender_id=SANDBOX&password=test&order_id=5289133888888888&product_code=SCCANZ&amount=1000000&signature=f46a2c34884c3d9194140f5ab595cae393749a0c5c25f23d2ebcfec3865196d1


CURL

curl --location 'https://sandbox-api.espay.id/rest/biller/paymentreport' \
--header 'Content-Type: application/x-www-form-urlencoded' \
--header 'Authorization: Basic ZXNwYXktdGVzdDp0ZXN0' \
--data-urlencode 'rq_uuid=SANDBOXPAYMENTBILLER01010253ss3234' \
--data-urlencode 'rq_datetime=2019-10-10 11:02:30' \
--data-urlencode 'sender_id=SANDBOX' \
--data-urlencode 'password=test' \
--data-urlencode 'order_id=5289133888888888' \
--data-urlencode 'product_code=SCCANZ' \
--data-urlencode 'amount=1000000' \
--data-urlencode 'signature=f46a2c34884c3d9194140f5ab595cae393749a0c5c25f23d2ebcfec3865196d1'
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