Direct API

Credit Card

A Credit Card is a payment method that uses credit cards, such as Visa, MasterCard, JCB, and American Express, to process transactions. This method allows customers to pay for goods or services by entering their card information, including the card number, expiration date, and security code, through an online payment system or point-of-sale terminal.

Espay Payment Gateway provides optional services with additional features, such as Tokenization, Payment Capture, Payment Void, and Refund. Before using these features, connect to the payment page through the service Espay Checkout Page or Direct API – Payment Host to Host.

Sequence Diagram

3D-Secure

3D-Non Secure

3D-Secure

3D-Non Secure

Before Integration

Make sure you have received the credentials from the Espay team.

Integration Steps

You can use the following steps to integrate with Direct API – Credit Card.

1. Display Payment Method

To make payments with a credit card, you are required to use the Espay Checkout Page. The process of entering credit card information is only available on that page. Learn more about Espay Checkout Page or Direct Debit – Payment Host to Host.

Integrate with the Optional Credit Card API